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USER AGREEMENT

  1. Carivus AI
  2. User Agreement

Thank you for visiting our platform (the “Platform”), where you accessed this User Agreement (the “Agreement”), along with our Privacy Policy. This Platform is operated and managed by Carivus AI, including its holding entities, subsidiaries, and affiliated organisations (collectively referred to as “Carivus AI”, “we”, “us”, or “our”). The Platform is owned by us and may be contacted at any time via email at:

By accessing the Platform or using any of our products and/or solutions (collectively, the “Services”), you agree to comply with this User Agreement and our Privacy Policy. This Agreement governs your use of the Platform and includes applicable policies, operational rules, and supplementary terms. We reserve the right to amend this Agreement at our discretion without prior notice. It is your responsibility to review this page periodically. Continued use of the Platform constitutes acceptance of any updates.

Please review this User Agreement carefully. If you do not agree with any part of these terms, you are not authorised to access or use the Platform or Services. We reserve the right to restrict or terminate access at our sole discretion.

NO FINANCIAL ADVICE

Unless explicitly stated otherwise, this Platform is not intended to provide personalised financial, investment, or trading advice. The information available does not consider your individual financial objectives, risk tolerance, or personal circumstances.

You should assess whether the information provided is appropriate for your specific situation before making any financial decisions. This assessment may be conducted independently or with the assistance of a qualified financial professional.

Nothing on this Platform should be interpreted as a recommendation to invest in any financial product or service offered by Carivus AI or any third party.

OFFERINGS AND SERVICES

Not all services referenced on this Platform are necessarily provided directly by us. References to third-party platforms, tools, or services do not constitute endorsement or approval. The Platform may include links to external websites or networks operated by independent parties.

We accept no responsibility for content, availability, or practices of external platforms beyond our control. Accessing third-party platforms may require the sharing of certain information. Nothing contained on this Platform should be interpreted as financial or investment advice provided by Carivus AI.

SCOPE AND MODIFICATIONS

You agree to the terms set forth herein regarding your use of the Platform. This Agreement constitutes the entire agreement between you and us and supersedes all prior agreements, representations, warranties, and understandings relating to the Platform.

Please note that this Agreement may change from time to time. If we amend this Agreement, we will notify you of the choices available to you as a result of such changes. We will also publish a notice indicating the modification. Your continued use of the Platform and/or our Services constitutes your full agreement to comply with the updated terms and conditions then in effect. It is your responsibility to regularly review this page for updates and/or changes.

ELIGIBILITY

The Platform and our Services are available exclusively to individuals who are legally capable of entering into binding contracts under applicable law. They are not intended for use by individuals under eighteen (18) years of age. If you are under eighteen (18), you are not permitted to use or access the Platform and/or Services.

DESCRIPTION OF SERVICES

Subscription Services: After registering on the Platform and receiving our approval, you may obtain, or attempt to obtain, paid or free subscription-based Services. These Services may include email content, text, and other materials ("Subscription Content") relevant to online marketing, provided by us and third-party partners ("Third-Party Providers"). This does not constitute investment advice. You acknowledge and agree that we are not responsible or liable for the accuracy, completeness, or suitability of any Subscription Content.

Provider and Third-Party Services: By completing registration forms, you may obtain, or attempt to obtain, certain products and/or services through the Platform. Descriptions of such products and/or services may be provided by Third-Party Providers. We do not guarantee the accuracy or completeness of such descriptions. You acknowledge and agree that we are not responsible or liable for your inability to obtain products and/or services through the Platform or for any dispute with product sellers, distributors, or Third-Party Providers with whom you may interact in connection with the Platform.

General: To use the Services, you must provide accurate Service registration data, and we reserve the right to reject incomplete, fraudulent, or unacceptable data. Unless expressly stated otherwise, any future offerings that enhance the functionality of the Platform shall be subject to this Agreement. You agree that we are not responsible for your inability to use or qualify for the Services or for any modification, suspension, or discontinuation thereof.

INTELLECTUAL PROPERTY RIGHTS

The Platform, Content, and Services, including organisation, graphics, design, compilation, software, and other materials, are protected by copyright, trademark, and other applicable intellectual property laws. Any reproduction, redistribution, or sale of any part of the Platform, Content, and/or Services is strictly prohibited. Automated retrieval of material, including scraping, for any purpose without written authorisation is prohibited. You do not acquire ownership rights in any content, documents, software, services, or materials available on the Platform. Our name, logo, graphics, icons, and service names are trademarks. Any unauthorised use of trademarks is strictly prohibited.

PROPRIETARY INFORMATION

Proprietary information refers to confidential information identified as such and excludes information that is publicly known, pre-existing knowledge, independently developed information, or information received from a third party without disclosure restrictions. The obligation to protect proprietary information expires one (1) year after termination.

HYPERLINKING, CO-BRANDING, FRAMING AND PLATFORM REFERENCES PROHIBITED

Hyperlinking the Platform or any part thereof to another platform without our express authorisation is prohibited. Framing the Platform or referencing its Uniform Resource Locator ("URL") without our written permission is strictly prohibited. You agree to cooperate in the removal of such content or activity and are responsible for any associated damages.

MODIFICATION AND REMOVAL

We reserve the right to modify and/or remove any document, information, or content on the Platform at any time without prior notice.

DISCLAIMER

THE PLATFORM, SERVICES, CONTENT, AND ANY THIRD-PARTY PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL EXPRESS AND IMPLIED WARRANTIES DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. WE DO NOT WARRANT THAT THE PLATFORM, SERVICES, CONTENT, AND/OR THIRD-PARTY PRODUCTS WILL MEET YOUR REQUIREMENTS OR BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. YOU AGREE THAT WE ARE NOT LIABLE FOR ANY CLAIM ARISING FROM YOUR INABILITY TO USE THE PLATFORM, SERVICES, CONTENT, AND/OR THIRD-PARTY PRODUCTS. THE PLATFORM MAY CONTAIN BUGS, ERRORS, OR LIMITATIONS, AND WE ARE NOT RESPONSIBLE FOR INTERNET CONNECTION AVAILABILITY.

LIMITATION OF LIABILITY

WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION, INCLUDING BREACH OF CONTRACT, WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, OR ANY OTHER TORT. YOU RELEASE US AND OUR THIRD-PARTY PROVIDERS FROM ALL OBLIGATIONS, LIABILITIES, AND CLAIMS EXCEEDING THIS LIMITATION. WHERE APPLICABLE LAW DOES NOT PERMIT THIS LIMITATION, OUR MAXIMUM LIABILITY SHALL NOT EXCEED FIVE HUNDRED U.S. DOLLARS (USD $500.00).

INDEMNIFICATION

You agree to indemnify and hold harmless us, our partners, subsidiaries, affiliates, and their respective officers, directors, employees, agents, and partners from any claims, expenses, damages, actions, costs, demands, and/or judgments made by any third party arising out of or related to your use of the Platform, Services, or Content; your breach of this Agreement; and/or your violation of the rights of any other individual or entity.

THIRD-PARTY PLATFORMS

The Platform may provide links to other internet platforms and/or resources owned by Third-Party Providers. We are not responsible for the availability of such third-party platforms and/or resources, nor for their content, and we do not endorse or assume responsibility for their terms, privacy policies, content, advertising, services, products, or materials.

DATA PROTECTION / VISITOR INFORMATION

Your use of the Platform and all comments, feedback, information, registration data, and/or submitted materials are subject to our Data Protection Policy. We reserve the right to use information relating to your use of the Platform and personally identifiable information in accordance with our Data Protection Policy and applicable data protection laws.

LEGAL NOTICE

Any attempt to damage, destroy, tamper with, vandalise, or interfere with the operation of the Platform constitutes a violation of civil and criminal law. We will pursue remedies against any offending individual or entity to the fullest extent permitted by law and equity.

GOVERNING LAW AND JURISDICTION

This Agreement shall be governed by and construed in accordance with the laws of the United Kingdom. The Parties shall attempt to negotiate in good faith to resolve any claim or dispute arising out of or relating to this User Agreement amicably. If the Parties fail to reach agreement, the dispute shall be submitted exclusively to confidential arbitration before a single arbitrator in London under ICC rules. The arbitral award shall be final and binding. No party shall bring a claim before any local court or alternative forum.

DATA PROTECTION ADDENDUM

This Data Protection Addendum forms part of this User Agreement. Terms used herein shall have the meanings specified in this Addendum. Except as modified below, the Agreement shall remain in full force and effect.

  1. Definitions
    1. Applicable Laws: EU or Member State laws relating to Personal Data subject to EU Data Protection Laws and other applicable laws relating to Personal Data subject to other Data Protection Laws.
    2. Controller: The entity that determines the purposes and means of the processing of Personal Data.
    3. Data Protection Laws: EU Data Protection Laws and data protection or privacy laws of any other country.
    4. EU Data Protection Laws: EU Directive 95/46/EC, the GDPR, and related legislation.
    5. GDPR: EU General Data Protection Regulation 2016/679.
  2. Collection and Processing of Personal Data
    1. We agree to comply with all applicable Data Protection Laws in the processing of Personal Data.
      1. We represent and warrant that we have obtained all necessary permissions and consents from data subjects to lawfully collect, process, and share Personal Data through the Services in accordance with Applicable Laws.
      2. We shall maintain a mechanism for obtaining and withdrawing consent in accordance with Applicable Laws and a publicly available privacy policy.
      3. We acknowledge that we do not provide Services to children under the age of eighteen (18).
  3. Security
    1. We shall implement appropriate technical and organisational measures to ensure data security in accordance with Article 32(1) of the GDPR.
  4. Sub-processing
    1. You authorise us to appoint Sub-processors, and we warrant that we enter into written agreements with Sub-processors that provide the same level of protection for Personal Data as set out in this Addendum and that meet GDPR requirements.
  5. Data Subject Rights
    1. We shall assist in responding to Data Subject rights requests under Data Protection Laws, taking into account the nature of the Processing.
  6. Personal Data Breach
    1. We shall promptly notify affected Data Subjects when we become aware of a Personal Data Breach and assist with investigation, mitigation, and remediation.
  7. General Terms
    1. Any disputes or claims arising from this Agreement shall be subject to the jurisdiction set forth herein. If any provision is held invalid, the remaining provisions shall remain in full force and effect.
  8. Amendments
    1. Amendments to this Agreement may be made from time to time at our sole discretion.

By accepting this User Agreement, you acknowledge that you have read, understood, and agree to be bound by all terms set forth above. Your continued use of the Platform and the Services constitutes acceptance of these terms. If you have any questions or concerns, please contact us at

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